Open Personal Bank Account in Indonesia
IDR 900,000
Why Choose Our e-Visa Service
100% Refund Guarantee
We have an extremely customer-friendly refund policy. We refund you if we can’t secure your visa approval.
All-Round Service
We review your application for errors and our service does not end with the issuance of the visa. We are with you always.
24/7 Expert Support
Need urgent help? Expert assistance available anytime you need help via WhatsApp, email and phone.
Visa Indonesia vs Official Immigration
While you can apply directly through the official website, our service provides added value through faster processing, expert support, and guaranteed refunds.
 visa-indonesia.com |  evisa.imigrasi.go.id | |
|---|---|---|
We guarantee that your visa will be approved — otherwise, you’ll receive a full refund. If you apply for the visa yourself through evisa.imigrasi.go.id, please note that there is a strict no-refund policy. | ||
We guarantee your visa will be issued on time — before departure or, for last-minute bookings, before arrival — or you’ll get a full refund. When applying via evisa.imigrasi.go.id, there’s no guarantee on processing time, which can lead to serious issues. For e-VOA, it might mean long airport queues; for other visas, you risk being denied boarding if you’re not eligible for Visa on Arrival — possibly forcing you to rebook your flight. | ||
You can request a full refund anytime before we submit your documents to immigration. After submission, refunds are no longer possible due to Indonesia’s strict no-refund policy for visas. You’ll also receive a full refund if your visa is not approved or if we miss the promised delivery time before your arrival. | ||
evisa.imigrasi.go.id accepts some VISA and MasterCards. We accept all VISA and MasterCards, plus American Express, and bank transfers in 11 major currencies. | ||
Our dedicated support team operates across multiple countries and time zones — almost around the clock. We assist you in your native language via email, WhatsApp, Instagram, Facebook Messenger, live chat, and, in some countries, even by phone. In contrast, many users report difficulties contacting Indonesian immigration through evisa.imigrasi.go.id. Calls often go unanswered, emails receive no reply, and their live chat only provides general information — without the ability to speed up or unblock stalled applications. | ||
Think of us as your visa insurance — we’re here to ensure your trip goes smoothly. We genuinely care about your experience and do everything we can to make the process easy and error-free. This is very different from applying via evisa.imigrasi.go.id, where no one is accountable if you’re denied boarding or entry due to a missing visa or mistakes like a wrong date of birth, place of birth, or a typo in your name. | ||
With us, you can handle your visa anytime — even when Indonesian immigration is closed or not accepting applications. We’ll check, format, and prepare your documents in advance, so your application is ready to go the moment submissions reopen. If the immigration website is down, the payment gateway fails, or account creation has issues, our experienced team will contact immigration directly and keep trying until it works. | ||
Very easy | Often frustrating | |
We offer the easiest and fastest way to apply for a visa or extension for Indonesia. Our guided process is more user-friendly, available in multiple languages, and supported by a responsive help team that is just one click away. Choose from various payment methods and pay in your preferred currency. | ||
EUR, USD, AUD,... (27) | IDR (1) | |
We support card payments in 27 currencies and bank transfers in 11 major currencies. evisa.imigrasi.go.id only accepts payments in Indonesian Rupiah. | ||
VISA, Mastercard, AMEX, Apple Pay, Google Pay, Bank Transfer | Most cards of VISA and Mastercard | |
Some users report their VISA or MasterCard isn’t accepted on evisa.imigrasi.go.id. With us, payments go through smoothly as long as your card has sufficient balance. We also support Apple Pay, Google Pay, and bank transfers (for amounts over 2,000,000 IDR). You’ll always have an easy way to pay. | ||
24 hours | Often no reply | |
Users of evisa.imigrasi.go.id often report no response to their emails. We aim to reply within minutes or a few hours during working hours. For faster support, try our live chat in the bottom right. We also do our best to respond on weekends and public holidays. |
| Visa: | Open Personal Bank Account in Indonesia |
|---|---|
| Single-/Multiple-Entry: | Single-Entry |
| Extendable: | No |
| Convertible in another visa: | Yes |
Need to open a personal bank account in Indonesia? We can assist you with the entire process, making it simple and stress-free. We’ll guide you through the requirements and help prepare the necessary documents, so you can focus on what matters most.
If you are interested in setting up a business bank account, you can find more details here.
Why You Need to Open a Personal Bank Account in Indonesia?
- Convenient Local Transactions
Having a local bank account simplifies daily financial activities such as paying rent and utility bills and making purchases. It also facilitates the use of Indonesian e-wallet services, such as GoPay and OVO, which often require a link to a local bank account. - Avoiding High Fees on Foreign Cards
Using international debit or credit cards in Indonesia can incur significant fees, including currency conversion charges ranging from 2% to 5% and ATM withdrawal fees between 3% and 5% per transaction. A local bank account helps minimize these additional costs. - Easier Rent Payments, Utility Bills & Salary Deposits
A local bank account makes paying monthly rent, electricity, internet, and other bills much more straightforward. It's also essential for receiving salary deposits from Indonesian employers or clients. - Access to Digital Banking & Payment Apps
Top banks, such as BCA, Mandiri, and BNI, offer excellent mobile banking services. You can easily transfer funds, top up e-wallets (GoPay, OVO), or make QRIS payments, all from your phone. - Essential for Business Operations
For foreigners running businesses or working in Indonesia, a local bank account is essential for managing payroll, making supplier payments, and conducting other business-related transactions efficiently.
To open personal bank account with us, we need some basic information from you to be able to prepare the relevant documents. Here is the document we need:
- Valid Passport
- Stay Permit
- KITAS (Limited Stay Permit)
- KITAP (Permanent Stay Permit)
- Proof of Address in Indonesia
- Initial Deposit
- Required information for login to System Administrators :
- Indonesian phone number
- Username
Note : Additional Documents may be required by some banks:
- Passport-sized Photograph
- Reference Letter from an employer or sponsor
- Existing Debit or Credit Card
- Bank Statement from your home country
- Add This Service to Your Cart: Please add this product to your shopping cart and proceed to checkout for secure payment.
- Submit Your Information: After checkout, you'll be redirected to a form where you can enter all the required details and upload your documents.
- We Verify & Confirm: Our team will review your submission and contact you within one business day via email or WhatsApp to confirm the next steps or request additional info if needed.
- Account Details Sent to You: Once the setup is complete, we’ll send your bank account information, including account number, bank details, and access instructions, directly to your email or WhatsApp.
Visa RefundYou will receive a full refund if you cancel your order before we upload your data to the immigration system. However, once your application has been uploaded to immigration, a refund is no longer possible. Immigration does not refund visa fees once an application has been processed or issued, and therefore, we are unable to refund in this case. ExtensionIf you already purchased extensions and they remain unused (because you leave Indonesia earlier), we can refund the extension fee as long as you notify us early enough (before the extension process has started). If we already started the extension process, no refund is possible anymore.
CIMB Niaga offers a soft token (approval via mobile app) while Permata and Bank Mega only offer a Hard Token.
Typically 1–5 business days, depending on the bank and document readiness. For CIMB Niaga, it takes about three working days to set up the bank account. For the online access and soft token, it takes about seven working days.
If you want to open a bank account with a specific bank of your choice, such as BCA, Mandiri, Danamon, BNI, BRI, etc., please contact us and we will check the feasibility.
Yes, once you open an Indonesian bank account, you can make seamless payments via QRIS anywhere in Indonesia.
We can begin the application process, but you will need to sign in person to complete it. Our service helps you prepare the documents and pre-approve remotely.
Having a local Indonesian bank account makes it easier and cheaper to pay, withdraw cash, and receive money in Indonesia. You can use QRIS for payments, avoid high foreign transaction fees, get better exchange rates, and access local services that often don’t accept foreign cards. It’s also required for many online payments and subscriptions in Indonesia.
We can help to set up your bank account in Indonesia for the following banks: Permata, CIMB Niaga, Bank Mega
There are monthly administrative fees of about IDR 5,000 ‑ 20,000, plus possible fees for small balances under certain thresholds. We are able to give you more details about this in the further process.
Yes, most Indonesian banks have daily transaction limits for ATM withdrawals, transfers, and QRIS payments. The exact limits depend on your bank and account type, but you can usually request a higher limit if needed.
BCA and Mandiri are the top choices for expats in Bali thanks to their extensive ATM networks and strong local support. Permata is popular for its English-friendly service and easy-to-use digital banking, while CIMB Niaga stands out for its international banking network, multi-currency accounts, and smooth overseas transfers. Bank Mega is also a good option, especially for those who value credit card perks.
Yes, you can start the process online, but you must meet a bank employee (either at the bank branch or to sign the account opening papers in their presence). So, a complete online application is not available in Indonesia.
Block your card right away using your bank’s app or by calling customer service. Report the loss and request a replacement card at your nearest bank branch (bring your passport/KITAS). Check your account for any suspicious transactions and report them if needed.
You can pay for our visa services in many international currencies. We currently accept the following: Accepted currencies: AUD – Australian Dollar BRL – Brazilian Real CAD – Canadian Dollar CHF – Swiss Franc CNY – Chinese Yuan CZK – Czech Koruna DKK – Danish Krone EUR – Euro GBP – British Pound HKD – Hong Kong Dollar IDR – Indonesian Rupiah INR – Indian Rupee JPY – Japanese Yen MXN – Mexican Peso MYR – Malaysian Ringgit NOK – Norwegian Krone NZD – New Zealand Dollar PHP – Philippine Peso PLN – Polish Zloty RON – Romanian Leu SEK – Swedish Krona SGD – Singapore Dollar THB – Thai Baht TRY – Turkish Lira TWD – Taiwan Dollar USD – US Dollar If your currency is not listed here, please contact us — we will check if it can be added or provide an alternative payment method.
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