Open Business Bank Account in Indonesia
Open a business bank account in Indonesia can be complex, but we simplify the process for you. Whether you're setting up a new PT PMA or expanding your operations, we guide you through every step to open your company account with top banks like CIMB Niaga, Permata, and Bank Mega.
While you will still need to visit a local branch for final verification and to collect your corporate banking details, we ensure that everything is ready, making your visit quick and straightforward
IDR 900,000
Why Choose Our e-Visa Service
100% Refund Guarantee
We have an extremely customer-friendly refund policy. We refund you if we can’t secure your visa approval.
All-Round Service
We review your application for errors and our service does not end with the issuance of the visa. We are with you always.
24/7 Expert Support
Need urgent help? Expert assistance available anytime you need help via WhatsApp, email and phone.
Visa Indonesia vs Official Immigration
While you can apply directly through the official website, our service provides added value through faster processing, expert support, and guaranteed refunds.
 visa-indonesia.com |  evisa.imigrasi.go.id | |
|---|---|---|
We guarantee that your visa will be approved — otherwise, you’ll receive a full refund. If you apply for the visa yourself through evisa.imigrasi.go.id, please note that there is a strict no-refund policy. | ||
We guarantee your visa will be issued on time — before departure or, for last-minute bookings, before arrival — or you’ll get a full refund. When applying via evisa.imigrasi.go.id, there’s no guarantee on processing time, which can lead to serious issues. For e-VOA, it might mean long airport queues; for other visas, you risk being denied boarding if you’re not eligible for Visa on Arrival — possibly forcing you to rebook your flight. | ||
You can request a full refund anytime before we submit your documents to immigration. After submission, refunds are no longer possible due to Indonesia’s strict no-refund policy for visas. You’ll also receive a full refund if your visa is not approved or if we miss the promised delivery time before your arrival. | ||
evisa.imigrasi.go.id accepts some VISA and MasterCards. We accept all VISA and MasterCards, plus American Express, and bank transfers in 11 major currencies. | ||
Our dedicated support team operates across multiple countries and time zones — almost around the clock. We assist you in your native language via email, WhatsApp, Instagram, Facebook Messenger, live chat, and, in some countries, even by phone. In contrast, many users report difficulties contacting Indonesian immigration through evisa.imigrasi.go.id. Calls often go unanswered, emails receive no reply, and their live chat only provides general information — without the ability to speed up or unblock stalled applications. | ||
Think of us as your visa insurance — we’re here to ensure your trip goes smoothly. We genuinely care about your experience and do everything we can to make the process easy and error-free. This is very different from applying via evisa.imigrasi.go.id, where no one is accountable if you’re denied boarding or entry due to a missing visa or mistakes like a wrong date of birth, place of birth, or a typo in your name. | ||
With us, you can handle your visa anytime — even when Indonesian immigration is closed or not accepting applications. We’ll check, format, and prepare your documents in advance, so your application is ready to go the moment submissions reopen. If the immigration website is down, the payment gateway fails, or account creation has issues, our experienced team will contact immigration directly and keep trying until it works. | ||
Very easy | Often frustrating | |
We offer the easiest and fastest way to apply for a visa or extension for Indonesia. Our guided process is more user-friendly, available in multiple languages, and supported by a responsive help team that is just one click away. Choose from various payment methods and pay in your preferred currency. | ||
EUR, USD, AUD,... (27) | IDR (1) | |
We support card payments in 27 currencies and bank transfers in 11 major currencies. evisa.imigrasi.go.id only accepts payments in Indonesian Rupiah. | ||
VISA, Mastercard, AMEX, Apple Pay, Google Pay, Bank Transfer | Most cards of VISA and Mastercard | |
Some users report their VISA or MasterCard isn’t accepted on evisa.imigrasi.go.id. With us, payments go through smoothly as long as your card has sufficient balance. We also support Apple Pay, Google Pay, and bank transfers (for amounts over 2,000,000 IDR). You’ll always have an easy way to pay. | ||
24 hours | Often no reply | |
Users of evisa.imigrasi.go.id often report no response to their emails. We aim to reply within minutes or a few hours during working hours. For faster support, try our live chat in the bottom right. We also do our best to respond on weekends and public holidays. |
| Visa: | Open Business Bank Account in Indonesia |
|---|---|
| Single-/Multiple-Entry: | Single-Entry |
| Extendable: | No |
| Convertible in another visa: | Yes |
Need to opening a business bank account in Indonesia? We can assist you with the entire process, making it simple and stress-free. We’ll guide you through the requirements and help prepare the necessary documents, so you can focus on what matters most.
If you are interested in setting up a personal bank account, you can find more details here.
Why You Need to Open a Business Bank Account in Indonesia?
- Simplify Your Financial Operations
Opening an Indonesian bank account streamlines your business transactions, from managing payroll to making prompt payments to suppliers. Reduce complexity, save time, and keep your business running smoothly. - Lower Your Transaction Costs
Skip hefty international transfer fees and currency conversion charges. An Indonesian bank account enables you to transact in the local currency, significantly reducing operational costs. - Gain Easier Access to Local Financial Services
Enjoy seamless integration with popular digital payment services like GoPay, OVO, and QRIS. Ensure smooth, secure, and efficient local transactions, thereby enhancing your customers' and employees' experience. - Build Credibility and Trust
Having a local bank account demonstrates your long-term commitment to operating transparently in Indonesia. Strengthen relationships with clients, partners, and regulatory authorities, showcasing professionalism and trustworthiness. - Efficient Tax and Regulatory Compliance
An Indonesian account simplifies financial reporting and taxation processes, ensuring compliance with local regulations. Stay ahead of the curve and operate your business confidently within the Indonesian market.
Documents for the PT PMA Company :
- Deed of Establishment (Akta) and its approval from the Ministry of Law and Human Rights
- Business Identification Number (NIB) issued via the OSS system
- Tax Identification Number (NPWP) and Tax Certificate (SKT)
- Business License (Izin Usaha)
- Domicile Letter (Surat Domisili) confirming official company address
- BKPM Investment Approval (for PT PMA)
Documents for Directors & Authorized Signers
- Copies of passport (foreign directors) with at least 18 months' validity, and KITAS/KITAP work permit
- For local directors/shareholders, KTP and NPWP
- Copies of passports/ID and NPWP of all directors, shareholders, commissioners, and signatories
- Authorization Letter (Surat Kuasa) for third-party or proxy account opening
- Passport-style photo of the authorizing person
- Add This Service to Your Cart: Please add this product to your shopping cart and proceed to checkout for secure payment.
- Submit Your Information: After checkout, you'll be redirected to a form where you can enter all the required details and upload your documents.
- We Verify & Confirm: Our team will review your submission and contact you within one business day via email or WhatsApp to confirm the next steps or request additional info if needed.
- Account Details Sent to You: Once the setup is complete, we’ll send your bank account information, including account number, bank details, and access instructions, directly to your email or WhatsApp.
CIMB Niaga offers a soft token (approval via mobile app) while Permata and Bank Mega only offer a Hard Token.
Typically 1–5 business days, depending on the bank and document readiness. For CIMB Niaga, it takes about three working days to set up the bank account. For the online access and soft token, it takes about seven working days.
If you want to open a bank account with a specific bank of your choice, such as BCA, Mandiri, Danamon, BNI, BRI, etc., please contact us and we will check the feasibility.
We can begin the application process, but you will need to sign in person to complete it. Our service helps you prepare the documents and pre-approve remotely.
We can help to set up your bank account in Indonesia for the following banks: Permata, CIMB Niaga, Bank Mega
There are monthly administrative fees of about IDR 5,000 ‑ 20,000, plus possible fees for small balances under certain thresholds. We are able to give you more details about this in the further process.
BCA and Mandiri are the top choices for expats in Bali thanks to their extensive ATM networks and strong local support. Permata is popular for its English-friendly service and easy-to-use digital banking, while CIMB Niaga stands out for its international banking network, multi-currency accounts, and smooth overseas transfers. Bank Mega is also a good option, especially for those who value credit card perks.
Yes, you can start the process online, but you must meet a bank employee (either at the bank branch or to sign the account opening papers in their presence). So, a complete online application is not available in Indonesia.
Block your card right away using your bank’s app or by calling customer service. Report the loss and request a replacement card at your nearest bank branch (bring your passport/KITAS). Check your account for any suspicious transactions and report them if needed.
You can pay for our visa services in many international currencies. We currently accept the following: Accepted currencies: AUD – Australian Dollar BRL – Brazilian Real CAD – Canadian Dollar CHF – Swiss Franc CNY – Chinese Yuan CZK – Czech Koruna DKK – Danish Krone EUR – Euro GBP – British Pound HKD – Hong Kong Dollar IDR – Indonesian Rupiah INR – Indian Rupee JPY – Japanese Yen MXN – Mexican Peso MYR – Malaysian Ringgit NOK – Norwegian Krone NZD – New Zealand Dollar PHP – Philippine Peso PLN – Polish Zloty RON – Romanian Leu SEK – Swedish Krona SGD – Singapore Dollar THB – Thai Baht TRY – Turkish Lira TWD – Taiwan Dollar USD – US Dollar If your currency is not listed here, please contact us — we will check if it can be added or provide an alternative payment method.
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